Accessing Home Care

Mercy Health Home Care offers services under many government-funded programs that help people to live independently at home for longer. Each program has different rules about the type of services that can be funded and who can access them, and some funding is only available in certain areas. It can be a difficult system to navigate, but we are here to help. We have outlined some of the more well-known programs below to help you learn the terminology and get started on your home care journey.

Get assistance from our friendly staff

Give us a call on 1300 478 776 at any time and we will help you find a funding program to suit your needs.

Home Care Packages

A Home Care Package is a subsidy provided by the Australian Government to older Australians to access support services in their homes.

Commonwealth Home Support Programme

The Commonwealth Home Support Programme (CHSP) is an entry-level in-home support initiative designed to help older Australians live independently in their homes.

Self Funded Home Care

If you would like more support to keep you comfortable and safe at home and have reached the limit of your government subsidy, you can purchase additional services to keep you comfortable and safe at home.

Department of Veteran’s Affairs (DVA) Community Nursing Program

The Department of Veterans’ Affairs (DVA) funds a range of healthcare and related services, including the DVA Community Nursing Program for veterans, war widows and widowers.

Veterans’ Home Care

The Veterans’ Home Care (VHC) Program is designed to help veterans, war widows, and widowers to continue living at home, by providing them with practical help around the house.

NDIS

Getting to know the National Disability Insurance Scheme (NDIS) can be difficult, but we’re here to help you learn what the NDIS is, what it offers, and how it may be able to assist you to access disability support services.

Disability Support

You may be able to receive disability support funding.

Support at Home

Learn more about Support at home, a new program funded by the Australian Government that will provide aged care services to older Australians in their homes, commencing on 1 November 2025.  It will replace HCP (Home Care Packages)

Frequently asked questions

Find the answers to frequently asked questions, with insights into service costs, different ways we can help you enjoy living independently at home, and more.

See all FAQs

The Australian Government offers several programs that provide subsidies for aged care services.

These programs include:

  • Home Care Package (HCP) program.
  • Commonwealth Home Support Programme (CHSP)
  • Veterans’ Home Care
  • Department of Veterans’ Affairs (DVA) Community Nursing
  • National Disability Insurance Scheme (NDIS).

Some funded programs only operate in specific areas. Please contact the Mercy Health Home Care office nearest to you for more information.

Your funding level will be determined through an Aged Care Assessment as part of the Home Care Package application process. Aged Care Assessments can be organised through My Aged Care, the Commonwealth Government body responsible for all aged care services.

  • Level 1 supports people with basic care needs. Think of it as the smallest bundle that provides a couple of hours of in-home care services each week.
  • Level 2 supports people with low-level care needs. It results in around four hours of in-home care services per week.
  • Level 3 supports people with intermediate level care needs. It equates to up to nine hours of in-home care services per week.
  • Level 4 supports people with high-level care needs. It translates to up to 14 hours of in-home care services per week.

While each level comes with a different amount of funding, all levels have access to the same types of services — the difference is the amount of services you can choose within your budget. We tailor your services to ensure you get the best value out of your budget.

Yes. We are skilled at helping people with Individual Support Plan (ISP) or National Disability Insurance Scheme (NDIS) funding. We know the system well and have a lot of experience managing the rules and regulations, the invoicing, and all the other associated tasks. We can help you understand the system so you can make decisions on how to spend your funds most effectively.

We work with you to plan services that suit you and your situation. If you have government funding it will cover the cost of specified services. If you would like to purchase additional services or you don’t have funding, we will clearly explain how much the services cost, so you can make an informed decision about what you would like us to provide.